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INVEST Financial Corporation (INVEST), member FINRA, SIPC, a registered broker dealer and registered investment adviser, is not affiliated with Byrens, Morrison, Nordmann and associates. Securities, advisory services and insurance products are offered through INVEST and its affiliated insurance agencies and are ·not insured by the FDIC or NCUA ·not a deposit or other obligation of, or guaranteed by any bank or credit union ·subject to risks including the possible loss of principal amount invested. This site is for informational purposes only and is not intended to be a solicitation or offering of any security and; 1. Representative of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state''s licensure requirements. 2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.