Equity-indexed annuities (EIAs) are long-term savings vehicles that offer protection, tax advantages and other features found in traditional fixed annuities. But to create growth potential that can outpace the return of other safe money vehicles, equity-indexed annuities link their growth potential to the performance of a stock index such as the S&P 500. For savers who like stocks over the long run but are uncomfortable with the short term risk of investing, equity-indexed annuities may provide an ideal way to share in stock index growth without investment risk.

Our presentation highlights the benefits of equity-indexed annuities in a general sense. There are, however, substantial differences to be found among various EIAs and you will need the counsel of an insurance professional to guide you as to which EIA is best for you.