Byrens, Morrison, Nordmann & associates

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Federal Employee / Agency Resource Center

For 18 years, we have individually consulted with federal employees and agencies regarding investment, retirement, and estate planning. As of January 1, 2004, the newly formed agency of Byrens, Morrison, Nordmann and associates, a branch office of INVEST Financial Corporation, we will continue to make our 38 years of collective federal benefits planning experience a cornerstone of our financial services practice.

We have provided consultation in the form of individual appointment and federal benefits seminars. We have successfully assisted employees of many agencies including the IRS, FBI, U.S. Attorney's Office, USDA, Social Security, Air Traffic Control, Veterans Administration Medical, and all individual unions of the U.S. Postal Service.

Our expertise extensively reviews the features of CSRS, CSRS-Offset, FERS, FERS-Transfers, and Thrift Savings Plan. We consult employees regarding complicated issues such as Deposit Time, Re-Deposit Time, Military Buyback, Federal Employees Group Life, and Survivor Benefits. We will alert employees of all Social Security penalties specific to federal employment such as the Windfall Elimination, Government Pension Offset, and Catch 62 Military penalties.

As registered representatives of INVEST Financial, we market financial planning products and services designed to educate a prospective client about the federal benefits they have, while also identifying those benefits which will not address individual needs, and where a supplemental plan is warranted.

As part of our ongoing services, we keep our clients up to date with the constant changes of the federal benefits package, as well as the ever changing landscape of the investment world.

INVEST Financial Corporation (INVEST), member FINRA, SIPC, a registered broker dealer and registered investment adviser, is not affiliated with Byrens, Morrison, Nordmann and associates. Securities, advisory services and insurance products are offered through INVEST and its affiliated insurance agencies and are ·not insured by the FDIC or NCUA ·not a deposit or other obligation of, or guaranteed by any bank or credit union ·subject to risks including the possible loss of principal amount invested.

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;
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2.	Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.